Comparative Cost of Care Recommended by Large Language Models vs. Treating Physicians
Twenty-four AI systems wrote plans for 200 real outpatient and emergency visits, priced at 2026 Medicare rates. Their care cost $314 per visit against $97 for the treating physician — 3.2× — driven mostly by testing at the 66% of visits where the physician ordered none. Cost-aware prompting narrowed the gap but never closed it.
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